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The Making Home Affordable Program (MHA


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Doc-less Loan Documents


COMPLETELY DOC-LESS LOAN PROCESS.   American Elite Mortgage offers some of the best technology in the industry. Nothing has to be wet-signed or printed at origination - we automatically verify assets and income for you.

Pay Advantage


Eliminate monthly mortgage insurance and increase your buying power! Pay Advantage offers you one of the lowest monthly payments available with a low down payment. •Up to 97% LTV with no monthly M.I. •100% gift for down payments eligible •Underwrite to AUS findings •M.I. certificates issued in house with no M.I. overlays

Flex Term


Customize the perfect loan without resetting the mortgage clock! Flex Term provides flexible options to select your amortization term. •Available on all conventional loan products •Terms available from 8–30 years

FHA Streamline


FHA Streamline program allows you to refinance your FHA loan with no appraisal or AVM. Time is of the essence—stop the shop and use our quick closing process to secure your borrower. •640+ FICO •Debt ratios accepted per AUS findings •Up to 60 days interest allowed

Ultimate Advantage


Ultimate Advantage Blue allows a one-time, up-front M.I. premium to eliminate the monthly M.I. payment, while ensuring the maximum credit to offset the closing fees. Strengthen your purchase by getting the best of both worlds. •Down payment as low as 3% •Use seller contributions to eliminate monthly M.I. •Accommodate a low rate and payment while providing a premium credit to negate closing costs 

Lowest Rate Available


Comprised of some of the best conventional rates and pricing in the industry, American Elite program allows you to close quickly  Loan amounts from $250,000 up to County Loan Limits •Appraisal Waivers honored •Underwrite to AUS findings •Includes Conventional, High Balance and ARMs